Rural & Agricultural Finance
Herbert R Thomas are proud to be official AMC Agents covering South, East and Mid Wales. For nearly a century, The Agricultural Mortgage Corporation (AMC) has provided specialist long-term lending tailored exclusively to farmers, landowners and rural businesses. As local Chartered Surveyors and Land Agents, we bridge the gap between your ambitions and the right funding, guiding you from initial consultation to completion.
Why choose AMC finance?
Specialist long-term lending built around agriculture
5 to 30
Year loan terms available
Flexible
Interest-only, capital or blended repayments
Fixed or variable
Rate options to suit you
Generational
Facilities that can be passed to the next generation
What AMC finance can fund
AMC funding supports a wide range of land-based projects across five key areas. Land and property acquisition — land purchases, farm expansion, buying out sitting tenants or acquiring neighbouring acreage. Capital and infrastructure — livestock housing, dairy modernisation, grain storage and yard infrastructure. Business diversification — holiday lets, farm shops, equestrian facilities and renewable energy installations. Restructuring and succession, refinancing existing debt, consolidating liabilities, partnership buyouts and generational transitions. Environmental and future farming, water efficiency, slurry management, energy saving technology and eco-driven land improvements.
Why work with Herbert R Thomas?
Securing agricultural finance is as much about presenting a credible business case as it is about the numbers. As local Chartered Surveyors and Land Agents with deep knowledge of Welsh farming, we provide in-depth regional coverage across South, East and Mid Wales. We offer end-to-end support with application preparation, business plans and supporting documentation, aligning borrowing strategies directly with your long term goals.
Meet our Rural & Agricultural Experts
Whether you are expanding your acreage, diversifying your revenue or securing your family's legacy, our Agricultural team is here to help
Important regulatory information
Herbert R Thomas is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 1032444). Herbert R Thomas acts as an AMC Agent and is not a lender. Finance is provided by The Agricultural Mortgage Corporation plc (AMC), a wholly owned subsidiary of Lloyds Bank plc. Any loan agreement is entered into directly with The Agricultural Mortgage Corporation plc and not with Herbert R Thomas. Loans are available for business purposes only and are provided on a secured basis. Lending is subject to status, valuation, security and AMC lending criteria. Terms and conditions apply. Your property and/or land may be at risk if you do not keep up repayments on a loan secured against it.
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